Russian citizens should retire ten years later than the law allows, in order to significantly increase their pensions, said Svetlana Bessarab, a member of the State Duma Committee for Labor, Social Policy and Veterans Affairs.
“If a person decides to work another five years after reaching retirement age, they can increase their individual pension coefficients by 36%, and the fixed payment – by 45%. If they postpone retirement by 10 years, their pension will double,” Bessarab said in an interview with TASS.
However, she warned that in order to benefit from this increase, the person needs to work without insurance contributions, otherwise the increased coefficients will not apply. The deputy explained that this is precisely why the old-age pension is granted only on request, not automatically. “When a person reaches the legal retirement age, they are notified [by the Social Fund] that they can start receiving a pension, but they can choose to continue working and increase their savings,” she said.
Currently, 32.7 million Russians receive an insurance pension for old age. The average pension value for retirees who no longer work was, as of October 1, 2025, 25,198 rubles (approximately 260 euros).
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